In a recent article published by Economist Jurist, Almudena de la Mata, CEO of Blockchain Intelligence, shared her views on the evolution and impact of blockchain technologies and artificial intelligence (AI) in the financial sector. De la Mata, a leading figure in the field of digital finance, highlighted how the combination of these technologies is transforming finance and the global economy.
Almudena de la Mata highlighted the entry into force of the MiCA Regulation in Europe, which establishes a robust regulatory framework for crypto services. “This framework not only provides clarity and stability, but also promotes transparency and security in financial services,” she commented.
Adaptation and Evolution of Digital Finance
De la Mata explained how digital finance has evolved and adapted to new technological developments, especially in the last twelve years. “We are at a time of maximum adoption of blockchain and AI-based digitization in the financial environment,” he noted. This advancement has enabled the development of new financial products and services that we will see deployed in 2024 and 2025.
One of the fastest growing areas is cryptoasset custody services and access to tokenized funds. “Most entities have decided to enter into decentralized finance with different approaches and levels,” De la Mata added.
Artificial Intelligence: Efficiency and New Business Models
Integrating AI into financial operations takes financial operations to a new level, making processes more efficient and creating new business models. “Responsible AI enables smarter and more efficient use of data, which is crucial in an increasingly competitive market,” said De la Mata.
Impact of the MiCA Regulation
The legal certainty provided by the MiCA Regulation has incentivized financial institutions to explore and adopt digital assets, thereby enhancing their financial services offerings. “This is the year of definitive adoption and foray into blockchain by traditional banking,” she commented.
Training and Consulting
Blockchain Intelligence has positioned itself as a center of excellence in blockchain and AI, offering advice, training and regulatory consulting. “Since 2017, we have trained more than 15,000 professionals with a proprietary and practical methodology,” highlighted De la Mata. In addition, the company has worked with regulators and law firms to develop and interpret regulations in this area.
International Projects and Sustainable Fintech
De la Mata also highlighted Blockchain Intelligence’s participation in international projects, collaborating with the EU, the European Parliament and other global institutions. In the field of sustainable finance, the company is a member of the European Investment Bank’s WCLN.
Future prospects
Looking ahead, De la Mata anticipates that the combination of blockchain and AI will continue to revolutionize digital finance. “The biggest challenge is to adapt our society to the technological environment ahead, with significant social and economic implications,” she said. She also highlighted the importance of the digital euro and its potential to change financial operations in Europe.
Almudena de la Mata’s vision and the work of Blockchain Intelligence reflect the continued advancement and integration of disruptive technologies in the financial sector. As blockchain and AI become fundamental pillars of the digital economy, Blockchain Intelligence continues to lead the way with innovation, training and strategic advice.
To read more about how we are transforming the future of digital finance, visit our website and learn about our projects and training programs.